Welcome to OMSMAF

You’ll find everything you need to make the most of your Old Mutual
Staff Medical Aid Fund (OMSMAF) membership and its benefits, right here!

OMSMAF is a closed medical scheme, with membership restricted to
Old Mutual employees.

2026 Quarter 1 Heartbeat
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Every Dose, Every Day.
It All Matters.

There are times when you’re on top of it – medication taken? Check.
Next appointment booked? Check.
Healthy eating on track? Double check.

But sometimes, life has other plans. That’s not failure, that’s just being human…

Click here to unlock your June wellness guide

Every Dose, Every Day. It All Matters

What does it actually take to manage a chronic condition – day in, day out, without a finish line in sight? In this episode, Pamela Botha, Principal Officer of OMSMAF, reflects on the invisible work of staying well and the practical tools available to help members go the distance.

Tune In. Take Charge here.

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Every Dose, Every Day. It All Matters.

Swipe through this story and discover why every dose, every day, really does matter.

A Day in the Life

This could be your day.

From the moment you wake up until you go to bed, the choices you make can have a lasting impact on your health. Taking your medicine isn’t just part of your treatment—it’s one of the simplest ways to protect your future, maintain your independence, and continue enjoying the moments that matter most.

At OMSMAF, we understand that life doesn’t always go according to plan. Busy schedules, family responsibilities, travel and the demands of everyday life can sometimes make it difficult to stay on track. But every dose you take is an investment in your long-term health, helping to keep your condition under control and reducing the risk of complications.

Follow A Day in the Life as we journey through eight familiar moments that show how taking your medicine, making healthy choices and staying on top of your healthcare can become part of your everyday routine.

Because it’s the small actions, repeated consistently, that make the biggest difference to your health and wellbeing.

6:00 am

The alarm goes off.
Before coffee, before the world rushes in…
One small ritual changes everything.

6:05 am

One tablet. Thirty seconds.
Some people meditate. Others stretch …
This is how you show up for yourself.

7:00 am

The Universal.one App chimes softly.
“Script renewal in 5 days.”
Future you has just dodged a bullet.
Present you has barely broken stride.

12:00 pm

Three fires to put out. Two impossible deadlines.
But your health? Not today’s crisis.
Because consistency beats chaos. Every time.

4:45 pm

Some days, the clock is against you.
Today, you’ve made it work.
Annual wellness check? Tick.
That little treat at the tills? Also tick.
(Self-care comes in many forms.)

5:30 pm

Just a walk. Just catching up.
Sometimes the best medicine doesn’t come in a bottle.

8:45 pm

On track for tomorrow, next week, next month…
Script renewal: sorted.
Next check-up: scheduled.
Not perfect. Consistent.
That’s what it’s all about.
You’ve learned: small habits, big differences.

Tomorrow is another day. Another opportunity to take charge of your health. Every dose. Every day. It all matters.

Explore your benefits and manage your healthcare through the Universal.one App

Already using the app? Simply log in and follow these three steps in to activate your personalised health remiminders.

Step 1: Open and log in to the Universal.one App for OMSMAF Members.

Step 2: On the home screen, tap the circle in the top right-hand corner displaying your initials (or profile picture if you’ve added one).

Step 3: From the menu that opens, tap Set Up Reminders and follow the simple on-screen prompts to personalise your reminders.

New to Universal.one? Visit www.omsmaf.co.za for easy download and setup instructions.

OMSMAF – Healthcare with Heart

Start Here

This is where your OMSMAF journey begins!
We’re all about making your life easier. So, whether you’re a new member who still needs to sign up or you’re already a member, we’ll take you along the right path to find exactly what you need.

New Member

Let’s get you signed up

So you want to join the Old Mutual Staff Medical Aid Fund? We’ve made it super simple for you.

sign up

Existing Member

Manage your account

Want to make changes to your membership? You can take control of your account and your details in a click!

login

Our OMSMAF Member App: Your Gateway to Seamless Membership Connectivity at Your Fingertips

learn more

Welcome to the Online Consultation room

Your doctor is just a click away.

uConsult™ is a revolutionary virtual consultation platform that’s accessible to any patient and healthcare provider with a smart device and internet connection. Find out more by using the link below.

learn more

Welcome to the Online Consultation room

Your doctor is just a click away.

uConsult™ is a revolutionary virtual consultation platform that’s accessible to any patient and healthcare provider with a smart device and internet connection. Find out more by using the link below.

learn more

Our Plans

Looking for the plan that’s perfect for you?
Read up on all the various plans we offer and compare benefits here.

Hospital Plan

An entry-level Plan that offers Hospital benefits, Basic Chronic Benefits and Wellness Screenings.

From R1 707 p/m

Network Plan

A value-for-money Plan that offers Hospital benefits, Primary Care Benefits at a Network Provider.

From R1 484 p/m

Savings Plan

A Plan that offers a flexible Day-to-day Benefit, Hospital Benefits, Basic Chronic Benefits.

From R3 130 p/m

Traditional Plan

Offers Comprehensive Benefits for a variety of Health Care Services including Hospital Benefits, Day-to-day, a wide-range of Chronic conditions.

From R5 288 p/m

Calculator

Want to work out your pricing options?
Calculate your personalised monthly contributions.

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Welcome to OMSMAF

Every Dose, Every Day.It All Matters.

Every Dose, Every Day. It All Matters

Quick Links

Every Dose, Every Day. It All Matters.

A Day in the Life

6:00 am

6:05 am

7:00 am

12:00 pm

4:45 pm

5:30 pm

8:45 pm

Tomorrow is another day. Another opportunity to take charge of your health. Every dose. Every day. It all matters.

Start Here

Our OMSMAF Member App: Your Gateway to Seamless Membership Connectivity at Your Fingertips

Welcome to the Online Consultation room

Your doctor is just a click away.

Welcome to the Online Consultation room

Your doctor is just a click away.

Our Plans

Calculator

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Every Dose, Every Day.
It All Matters.