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HOSPITAL

A cost-effective, simple cover solution with essential in-hospital cover and basic chronic, wellness and supplementary benefits.

DAY-TO-DAY BENEFITS

Limited Primary Care Benefits for specified procedures only

  • R2 050 per family for specified procedures in doctors’ rooms only
  • Specified procedures in doctors’ rooms subject to Primary Care Benefits (PCB) limit

MANAGED CARE BENEFITS

The Old Mutual Staff Medical Aid Fund aims to identify and manage beneficiaries’ disease risks. The Fund has a number of programmes that form part of the Managed Care approach:

  • Back and Neck Rehabilitation Programme
  • Oncology Benefit Management Programme
  • HIV and AIDS Management Programme
  • Mental Health Programme
  • Active Disease Risk Management Programme
  • Mother and Baby Care Programme
  • Introduction of a Doula (birthing coach) on all the options as part of the in-hospital maternity benefits, subject
    to a limit of R2 500 per pregnancy

HOSPITAL BENEFITS

Overall Annual Limit (OAL): R500 000 per beneficiary per benefit year

  • R1 000 000 per family per benefit year, subject to certain sub-limits. Unlimited PMB if obtained from a DSP
  • Doula birthing coach as part of the maternity benefit. R2 500 per pregnancy
  • Sub-limits apply:
    • Basic pathology: R18 000 per family per benefit year
    • Basic radiology: R24 250 per family per benefit year
    • Physiotherapy: R5 550 per family per benefit year
  • Oncology covered within ICON Essential Protocols

NOTE: Under the Hospital, Network and Network SELECT Plans, certain elective procedures, including hip, knee, shoulder and elbow replacements, are not covered, other than in accordance with Prescribed Minimum Benefits.

SUPPLEMENTARY BENEFITS

  • Limited, paid at 1 x MSR
  • Ultrasound scans in and out of hospital (other than for pregnancy) – combined benefit limit: R5 020 per family per benefit year
  • Specialised Radiology in and out of hospital (including MRI, CT and Radio-isotope Scans and Nuclear Medicine) – combined benefit limit: R14 800 per family per benefit year, with a co-payment of R1 500 per authorisation
  • Back and Neck Rehabilitation Programme
  • Mental Health Programme: R11 000 per beneficiary per benefit year

CHRONIC BENEFITS

Restrictive Formulary

  • Non-PMB conditions: A limit of R5 270 per family (for Chronic Hepatitis, Depression, Macular Degeneration and Oedema, Anxiety and Post-Traumatic Stress Disorder only), subject to Maximum Medical Aid Price (MMAP) or the Medicine Price, whichever is the lesser
  • PMB conditions: Unlimited, subject to the Universal Healthcare restrictive formulary and approval

MATERNITY BENEFITS

  • All pregnant beneficiaries have to register on the Mother and Baby Care Programme
  • If you are on the Network (including SELECT) or Hospital Plan, you will not have additional benefits, but you will receive educational support and relevant contact information

Excludes:

  • Antenatal classes and visits
  • Ultrasound scans
  • Out-of-hospital pathology tests
  • Antenatal vitamins

WELLNESS BENEFITS

  • Pharmacy-based health-screening tests: Blood pressure, blood glucose, cholesterol, HIV/AIDS, BMI. One of each screening test per beneficiary per benefit year
  • Pharmacy-based vaccines: One flu vaccine per beneficiary per benefit year, one pneumococcal vaccine per lifetime (available from Clicks, Dis-Chem and Pick n Pay Pharmacy clinics)
  • Contraceptive benefit: R3 130 per beneficiary per benefit year. R1 970 sub-limit for oral contraceptives
  • Non-pharmacy based benefits:
    • One pap smear and mammogram per female beneficiary per benefit year
    • One prostate test per male beneficiary
    • Colorectal screening, limited to one test per beneficiary per benefit year
    • One health risk assessment per beneficiary per benefit year for services rendered by a registered healthcare practitioner (such as a General Practitioner). It is very important that your service provider uses the correct ICD-10 code to claim for these benefits
    • Nutritional assessment and healthy eating plans
    • Pre-school eye and hearing screening
  • Hearing screening for newborns up to six weeks
  • PAED-IQ’s Babyline – A 24/7, paediatric telephone service, whereby parents or caregivers of children from birth to three years of age registered on the Fund can phone in and get up-to-date child healthcare advice and reassurance

NOTE: Please ask the General Practitioner, Gynaecologist or Urologist (whichever is applicable) to submit the wellness consultation claim using the following primary ICD-10 code: Z00.0. If this code is not used, the benefit will be paid from your available Day-to-Day Benefits.

WANT TO KNOW MORE?

Click here for the full membership guide.

  1. Home
  2.  | 
  3. PLANS
  4.  | HOSPITAL

HOSPITAL

A cost-effective, simple cover solution with essential in-hospital cover and basic chronic, wellness and supplementary benefits.

DAY-TO-DAY BENEFITS

 

Limited Primary Care Benefits for specified procedures only

  • R1 600 per family for specified procedures in doctors’ rooms only
  • Specified procedures in doctors’ rooms subject to Primary Care Benefits (PCB) limit

MANAGED CARE BENEFITS

The Old Mutual Staff Medical Aid Fund aims to identify and manage beneficiaries’ disease risks. The Fund has a number of programmes that form part of the Managed Care approach:

  • Back and Neck Rehabilitation Programme
  • Oncology Benefit Management Programme
  • HIV and AIDS Management Programme
  • Mental Health Programme
  • Active Disease Risk Management Programme
  • Mother and Baby Care Programme
  • Introduction of a Doula (birthing coach) on all the options as part of the in-hospital maternity benefits, subject to a limit of R2 610 per pregnancy, specifically for the confinement (delivery). No post-natal follow-ups.

HOSPITAL BENEFITS 

NEW Unlimited Overall Annual Limit (OAL):

  • Doula birthing coach as part of the maternity benefit. R2 610 per pregnancy
  • Sub-limits apply:
    • Basic pathology: Subject to the Overall Annual Limit and Managed Care protocols
    • Basic radiology: Unlimited Subject to the Overall Annual Limit and Managed Care protocols
    • Physiotherapy: R5 790 per family per benefit year
  • Oncology covered within ICON Essential Protocols

NOTE: Under the Hospital, Network and Network SELECT Plans, certain elective procedures, including hip, knee, shoulder and elbow replacements, are not covered, other than in accordance with Prescribed Minimum Benefits.

SUPPLEMENTARY BENEFITS

  • Limited, paid at 1 x MSR
  • Ultrasound scans in and out of hospital (other than for pregnancy) – combined benefit limit: R5 240 per family per benefit year
  • Specialised Radiology in and out of hospital (including MRI, CT and Radio-isotope Scans and Nuclear Medicine) – combined benefit limit: R15 400 per family per benefit year, with a co-payment of R1 500 per authorisation
  • Back and Neck Rehabilitation Programme
  • Mental Health Programme: R11 500 per beneficiary per benefit year

CHRONIC BENEFITS

Restrictive Formulary

  • Non-PMB conditions: A limit of R5 500 per family (for Chronic Hepatitis, Depression, Macular Degeneration and Oedema, Anxiety and Post-Traumatic Stress Disorder only), subject to Maximum Medical Aid Price (MMAP) or the Medicine Price, whichever is the lesser
  • PMB conditions: Unlimited, subject to the Universal Healthcare restrictive formulary and approval

MATERNITY BENEFITS

  • All pregnant beneficiaries have to register on the Mother and Baby Care Programme
  • If you are on the Hospital Plan, you will not have additional benefits, but you will receive educational support and relevant contact information

Excludes:

  • Antenatal classes and visits
  • Ultrasound scans
  • Out-of-hospital pathology tests
  • Antenatal vitamins

WELLNESS BENEFITS

  • Pharmacy-based health-screening tests: Blood pressure, blood glucose, cholesterol, HIV/AIDS, BMI. One of each screening test per beneficiary per benefit year
  • Pharmacy-based vaccines: One flu vaccine per beneficiary per benefit year, one pneumococcal vaccine per lifetime (available from Clicks, Dis-Chem and Pick n Pay Pharmacy clinics)
  • Contraceptive benefit: R3 260 per beneficiary per benefit year. R2 050 sub-limit for oral contraceptives
  • Non-pharmacy based benefits:
    • One pap smear and mammogram per female beneficiary per benefit year
    • One prostate test per male beneficiary
    • Colorectal screening, limited to one test per beneficiary per benefit year
    • One health risk assessment per beneficiary per benefit year for services rendered by a registered healthcare practitioner (such as a General Practitioner). It is very important that your service provider uses the correct ICD-10 code to claim for these benefits
    • Nutritional assessment and healthy eating plans
    • Pre-school eye and hearing screening
  • Hearing screening for newborns up to six weeks
  • PAED-IQ’s Babyline – A 24/7, paediatric telephone service, whereby parents or caregivers of children from birth to three years of age registered on the Fund can phone in and get up-to-date child healthcare advice and reassurance
  • NEW! COVID-19 Benefit Package: Any beneficiary who tested positive for COVID-19 will be able to access the following: Pulse oximeter, Nebuliser, Oxygenator, Thermometer, 2 GP consultations and Chest physiotherapy. Pre-authorisation and managed care protocols apply. *COVID-19 Vaccine: 1 vaccination per eligible adult beneficiary. 

NOTE: Please ask the General Practitioner, Gynaecologist or Urologist (whichever is applicable) to submit the wellness consultation claim using the following primary ICD-10 code: Z00.0. If this code is not used, the benefit will be paid from your available Day-to-Day Benefits.

WANT TO KNOW MORE?

Click here for the full membership guide.

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